StratMap Screens · 2026 Q3 · DATA SCREEN

Composite screen

Ranked by StratMap on six disclosed questions (the economy question is held neutral in this edition, see the method), from enterprise-level data. Every value carries its source and period. Generated 2026-11-01.
Report refresh: Nov 2026 Updated every 3 months Due in January

LGA reports are refreshed every 3 months. Figures can differ slightly from our suburb reports, which are refreshed monthly and are usually the most current.

Report period: September to December 2026. Enterprise-level data, valid to 31 December 2026. A new report is due in January 2027.
Data screen edition. General information, not a recommendation. The ranking below is a machine pass over the evidence. James reviews, reorders, and writes the strategist view before an edition is published.
How to read this report. Rankings apply a disclosed arithmetic rule to historical data. They are not recommendations to buy anywhere and do not consider your situation. Each market card carries its headline numbers, a radar of the six scores and a table of the suburbs inside its buy band. Every number states its source and period, and the ranking is the same disclosed math on every card.

Every price band on one line

Each bar is that market's middle-half price band. Click a bar to jump to its card.
#1Ballarat
#3Greater Geelong
#4Wellington
#6Campaspe Shire
#7Brimbank
#8Colac Otway Shire
$495k$1.11m
How these were picked: the six questions and the scoring

Each market is scored on six questions. Every question is a number from the report grid; every value carries its source and period, and the rail call-outs list theirs under Sources and detail.

  1. How many suburbs a working budget reaches. We count ladder suburbs with a house median at or under $900,000, the budget band most of our clients buy in.
  2. What yield the price band pays. The median gross house yield across the middle of each ladder (the P25 to P75 price slice).
  3. Growth pattern. A low 5 year average with positive 1 year momentum scores higher than a big 5 year number that is already banked.
  4. How tight rentals are. The median house vacancy rate across the ladder.
  5. The shape of the local economy. Gross regional product and the unemployment rate.
  6. How deep the market is. Suburb count and 12 month house sales volume.
Each question is scaled 0 to 1 across the 36-LGA corpus and the six scores are averaged with equal weight. The rank is that average, highest first. The profitable-sales figure is shown where captured but not scored, because only 8 of the 36 markets carry it.
This edition draws from the full tracked corpus.
Markets
#1

Ballarat

VIC
6.9
six question
score / 10
$605,000 to $755,000
price band screened
3.54%
yield in band
1.04%
vacancy
4,841
sales 12m
8.97%
house growth
1yr median
Demand and supply
1.7%
Population growth
yr to Jun 2025
690
Dwelling approvals
yr to Jun 2025
12,900 to 17,200
Future Western growth area
dwellings expected, council
1.27
New households per dwelling approval
implied, yr to Jun 2025
Investment and jobs
$92.3M
Council capital works
budget 2026/27
$655M
Ballarat Base Hospital Redevelopment
under construction, Aug 2026
10,150
Residents employed, health care and social assistance
2021 Census count
Sources and detail
  • House growth 1yr median 8.97%, 5yr average 4.46% a year HtAG API snapshot 30 September 2026
  • Population growth 122,661 residents, year to Jun 2025 ABS
  • Dwelling approvals year to Jun 2025; 5.6 per 1,000 residents (computed); year to Jun 2021: 2,123 ABS · population
  • Future Western growth area dwellings expected (council estimate) City of Ballarat
  • New households per dwelling approval about 876 new households (2,102 new residents at 2.4 people per household, Census 2021) against 690 dwelling approvals; computed ABS population · ABS household size · ABS approvals
  • Council capital works 2026/27 budget City of Ballarat
  • Ballarat Base Hospital Redevelopment under construction (Aug 2026) Grampians Health
  • Residents employed, health care and social assistance up from 7,531, 2016 to 2021 Census ABS
Why Ballarat is moving
Population up 1.7% in the year to June 2025, residents working in health care and social assistance up from 7,531 to 10,150 (2016 to 2021 Censuses), and a $655 million base hospital redevelopment under construction (August 2026).
Demand against supply, year to June 2025
  • Implied new households876
  • Dwelling approvals690
  • Households per approval1.27

2,102 new residents at 2.4 people per household. Implied new households ran ahead of dwelling approvals, a pattern that tends to increase competition for homes (a general pattern, not a forecast).

Read moreShow less28 sourced points across 6 topics
Demand against supply, in numbers
2,102new residents
÷
2.4people per household
=
876new households (implied)
vs
690dwelling approvals
=
1.27per dwelling approval

Reading it: a ratio of 1.05 or more means implied new households ran ahead of dwelling approvals; 0.95 or less means approvals ran ahead; anything between is described as roughly level. New households are implied (new residents divided by the 2021 Census household size), approvals are permits rather than completed homes, and one year is a single reading. The "why it matters" lines describe how markets tend to work in general; they are not a forecast for this market.

People and growth

Why it matters: More residents mean more households needing homes. Where dwelling approvals do not keep pace with new households, competition for homes and rentals tends to rise.

More evidence (1)

Jobs and industry

Why it matters: More local jobs can draw workers who want to live nearby, though many residents work elsewhere. A job base spread across several industries depends less on any single employer.

More evidence (4)
  • Council's advocacy pipeline (Feb 2026) lists a Circular Economy Precinct at the Ballarat West Employment Zone that needs a 5.2 hectare land parcel and a $37.1 million Materials Recovery Facility, and states that council has allocated $4.8 million. City of Ballarat, Advocacy Priority Projects Pipeline · Pipeline page; project sheets dated February 2026
  • At the 2021 Census, Health care and social assistance employed 10,150 of 53,104 Ballarat residents in work (19.1%), then Education and training (5,742), Retail trade (5,382) and Construction (5,057). ABS Census 2021 G54 Industry of employment, Ballarat local government area (Data API) · 2021 Census
  • ABS records 17,196 employee jobs in Health care and social assistance for the Ballarat local government area in 2022-23, 18.7% of 91,955 total employee jobs. Education and training has 9,294 (10.1%). ABS Data by region (local government area), employee jobs by industry · Year ended 30 June 2023
  • Grampians Health states it employs more than 7,000 staff and serves over 250,000 people across 48,500 square kilometres. The figures cover all its campuses (Ballarat and other towns), not Ballarat alone. Grampians Health, About us · Current October 2026

Infrastructure and investment

Why it matters: Hospitals, rail, roads, schools and employment precincts can widen the pool of people who live in and travel to an area, which tends to add to housing demand. Delivered, funded and proposed projects carry different certainty.

  • The $655 million Ballarat Base Hospital Redevelopment is under construction. Grampians Health says its seven-level tower will add an emergency department, theatre suite and 100 inpatient and short-stay beds, and that interior fit-out is next (Aug 2026). Grampians Health news, Ballarat Base Hospital Redevelopment (28 August 2026) · 28 August 2026
  • The Victorian Government states major construction on the Ballarat Line Upgrade is complete. The wider Regional Rail Revival program has more than $4 billion invested by the Australian and Victorian governments. Victorian Government, Regional Rail Revival · Page updated 23 December 2025
  • The City of Ballarat 2026/27 budget includes a $92.3 million capital works program and new net borrowings of $11.8 million. City of Ballarat Budget 2026/27 page · FY2026-27
More evidence (1)
  • City of Ballarat commits $9.01 million and the Federal Government $8.53 million (Growing Regions Program) to the Eastwood Leisure Complex redevelopment. Works began July 2026, with completion anticipated late 2027. City of Ballarat, Eastwood Leisure Complex Redevelopment · Project status as at 9 September 2026

Socio-economic profile

Why it matters: When household incomes rise, buyers can bid higher for the same homes, which tends to lift prices where supply is limited. Median figures show the middle of the market, not the spread.

More evidence (3)

Renewal and neighbourhood change

Why it matters: Where an area shifts towards higher-skilled work and renewed town centres, who buys and what they pay can change, a pattern sometimes called gentrification. These items show the evidence on file, not a verdict.

  • The proposed Ballarat University Town has a listed project cost of $45 million to centralise Federation University teaching with TAFE in the CBD. Council's page cites 1,762 jobs and $315.6 million of economic activity during construction as expected impacts. City of Ballarat, Enabling Growth 2026 advocacy page · 2026 (Enabling Growth 2026 page)
  • The City of Ballarat's Urban Renewal Program, started in 2024, covers three precincts: Ballarat CBD, La Trobe Street and Wendouree Station. No program budget is stated on council's program page. City of Ballarat, Urban Renewal Program · Current October 2026
  • The Ballarat CBD Urban Design Framework is at stage 2 of 5. The community survey closed on 10 July 2026, and the draft and final frameworks are listed as pending. City of Ballarat MySay, Future Ballarat CBD · Survey closed 10 July 2026
More evidence (1)

Caveats and source conflicts

Why it matters: Funding gaps, conflicting sources and dated pages are the places where the evidence is thinner than the headline.

  • Council expects its three future greenfield growth areas to provide 12,900 to 17,200 dwellings (Western), 7,200 to 9,600 (North-Western) and up to 6,000 (Northern). City of Ballarat, Ballarat's Future Growth Areas · Current October 2026
  • Council's advocacy pipeline (Feb 2026) lists Dyson Drive duplication at an $88.3 million project cost, with planning and design listed at $4.5 million. City of Ballarat, Advocacy Priority Projects Pipeline · Pipeline page; project sheets dated February 2026
  • An eight-organisation group is seeking state and federal funding ahead of the Victorian election, including a $95.27 million package of eight projects for the Ballarat West and Ballarat North growth areas. City of Ballarat, Enabling Growth 2026 advocacy page · 2026 (Enabling Growth 2026 page)
Every item links to its source page; periods as labelled. The overview line and the demand against supply figures restate or compute from these items. Sources: Australian Bureau of Statistics (ABS), .id (informed decisions), and council, state and federal government pages, with public health and university sites where named. Compiled 5 October 2026.
At a glance
  • Under $900,00028 of 32 ladder suburbs
  • House growth, 5yr average4.46% a year
  • Suburbs in the price band5, house medians $606,014 to $718,175
  • Weekly rent, those suburbs$417 to $468
  • Strongest and weakest scoreRentals 9.4, Economy 5

HtAG API snapshot 30 September 2026

Open the Ballarat LGA report
  • Price vs reference budget 9
  • Yield 5.3
  • Timing 7
  • Rentals 9.4
  • Economy 5
  • Depth 5.6
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
1.23%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
36days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.35%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
1.5months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+96.5%
Total change in the typical house price.
House rent, 10 years
+50.0%
Total change in the median house rent.
Growth pattern deviation, 5 year
-7.7%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+2.9% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
88/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
100/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
57
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
7/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
6/ 10
HtAG volatility index for the house market.
Years of income to own
35.2years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
113,763
ABS Census 2021 count.
Median age
39years
ABS Census 2021.
Household income, weekly
$1,429
ABS Census 2021 median.
Rent, weekly (Census)
$297
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 32.6% (14,557) Owned with a mortgage 33% (14,741) Rented 31.6% (14,112) Other tenure or not stated 1.4% (639)
Source: HtAG API snapshot 30 September 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
28 of 32 suburbs
at or under $900,000
HtAG API snapshot 30 September 2026
3.54% median
in-band house yield
HtAG API snapshot 30 September 2026
1yr median 8.97%
5yr average 4.46%
HtAG API snapshot 30 September 2026
1.04% median
32 suburbs with data
HtAG API snapshot 30 September 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 30 September 2026
32 suburbs
4,841 house sales, 12 months
HtAG API snapshot 30 September 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
Ballarat East$606,0143.58%0.52%$4172.71%
Canadian$632,8863.52%0.65%$4293.61%
Soldiers Hill$666,0583.51%0.47%$4497.14%
Lucas$683,8823.56%2.55%$4687.06%
Ballarat Central$718,1753.32%0.92%$4594.09%
28 of 32 ladder suburbs sit at or under $900,000, in-band yield 3.54%, 1yr growth median 8.97% against a 5yr average of 4.46%, vacancy median 1.04%.
#2

Bendigo

VIC
6.9
six question
score / 10
$635,000 to $885,000
price band screened
3.86%
yield in band
1.63%
vacancy
3,331
sales 12m
7.81%
house growth
1yr median
Demand and supply
1.0%
Population growth
yr to Jun 2025
900
Dwelling approvals
yr to Jun 2025
0.59
New households per dwelling approval
implied, yr to Jun 2025
Investment and jobs
$97M
Council capital works
budget 2026-27
$133M
Galkangu Bendigo GovHub
opened 2023
6,000
Employment precinct
jobs expected (state)
Sources and detail
Why Bendigo is moving
Population up 1.0% in the year to June 2025, median weekly household income up 22% nominal (2016 to 2021), a $97M council capital works budget for 2026-27, and a regional employment precinct the Victorian Government expects to create around 6,000 jobs.
Demand against supply, year to June 2025
  • Implied new households531
  • Dwelling approvals900
  • Households per approval0.59

1,275 new residents at 2.4 people per household. Dwelling approvals ran ahead of implied new households, a pattern that tends to ease competition for homes (a general pattern, not a forecast).

Read moreShow less23 sourced points across 6 topics
Demand against supply, in numbers
1,275new residents
÷
2.4people per household
=
531new households (implied)
vs
900dwelling approvals
=
0.59per dwelling approval

Reading it: a ratio of 1.05 or more means implied new households ran ahead of dwelling approvals; 0.95 or less means approvals ran ahead; anything between is described as roughly level. New households are implied (new residents divided by the 2021 Census household size), approvals are permits rather than completed homes, and one year is a single reading. The "why it matters" lines describe how markets tend to work in general; they are not a forecast for this market.

People and growth

Why it matters: More residents mean more households needing homes. Where dwelling approvals do not keep pace with new households, competition for homes and rentals tends to rise.

Jobs and industry

Why it matters: More local jobs can draw workers who want to live nearby, though many residents work elsewhere. A job base spread across several industries depends less on any single employer.

More evidence (2)
  • The City of Greater Bendigo states a Gross Annual Regional Product of $10.4 billion in 2021 and describes Bendigo as the third largest concentrated economic base in Victoria. City of Greater Bendigo, Our region · 2021 (council website)
  • At the 2021 Census the largest industry sub-class for Greater Bendigo residents was Hospitals (4,387 people, 7.8%), then Other Social Assistance Services (1,814) and Supermarket and Grocery Stores (1,570). ABS Census 2021 QuickStats, Greater Bendigo · 2021 Census

Infrastructure and investment

Why it matters: Hospitals, rail, roads, schools and employment precincts can widen the pool of people who live in and travel to an area, which tends to add to housing demand. Delivered, funded and proposed projects carry different certainty.

  • The Premier of Victoria states that the Bendigo Health precinct transformation was declared complete on 22 May 2026 with a new green space, that the $63.5M Clinical Services Campus opened in 2024, and that it builds on the $630M Bendigo Hospital redevelopment opened in 2018. Premier of Victoria, Bendigo Health precinct media release · 22 May 2026
  • The Premier of Victoria states that Galkangu Bendigo GovHub opened on 1 September 2023, backed by a $133M Victorian Government investment, and that the project created more than 200 jobs during construction. Premier of Victoria, Galkangu Bendigo GovHub media release · 1 September 2023 (opening)
  • The Bendigo Art Gallery redevelopment is a $45M project including $21M from the Victorian Government; the gallery is scheduled to reopen in early 2028. City of Greater Bendigo, Bendigo Art Gallery redevelopment · Current October 2026
More evidence (1)
  • Greater Bendigo Council's 2026-27 budget, released 16 June 2026, includes $97M of capital works, including $47.9M for buildings, $13.3M for roads, $8.5M for pathways and $9.9M for parks and open space. City of Greater Bendigo, 2026-27 budget announcement · FY2026-27 (council release dated 16 June 2026)

Socio-economic profile

Why it matters: When household incomes rise, buyers can bid higher for the same homes, which tends to lift prices where supply is limited. Median figures show the middle of the market, not the spread.

More evidence (3)

Renewal and neighbourhood change

Why it matters: Where an area shifts towards higher-skilled work and renewed town centres, who buys and what they pay can change, a pattern sometimes called gentrification. These items show the evidence on file, not a verdict.

  • Professionals rose from 20.1% of employed residents at the 2016 Census to 21.4% (12,043 people) at the 2021 Census, while technicians and trades workers eased from 14.5% to 13.9%. ABS Census 2021 QuickStats, Greater Bendigo, ABS Census 2016 QuickStats, Greater Bendigo · 2016 and 2021 Census
  • The Bendigo Low Line (4.4 km along the Bendigo Creek channel) has stage 1 funding of a $5M Victorian Government grant plus over $2M from council. Council lists stage 1 completion for 2026 and also describes stage 1 as 'due to commence in 2025'. City of Greater Bendigo, Bendigo Low Line · Stage 1 completion expected 2026; current October 2026

Caveats and source conflicts

Why it matters: Funding gaps, conflicting sources and dated pages are the places where the evidence is thinner than the headline.

Every item links to its source page; periods as labelled. The overview line and the demand against supply figures restate or compute from these items. Sources: Australian Bureau of Statistics (ABS), .id (informed decisions), and council, state and federal government pages, with public health and university sites where named. Compiled 5 October 2026.
At a glance
  • Under $900,00031 of 41 ladder suburbs
  • House growth, 5yr average5.44% a year
  • Suburbs in the price band5, house medians $648,381 to $870,111
  • Weekly rent, those suburbs$510 to $585
  • Strongest and weakest scorePrice vs reference budget 10, Economy 5

HtAG API snapshot 31 October 2026

Open the Bendigo LGA report
  • Price vs reference budget 10
  • Yield 7.1
  • Timing 6.5
  • Rentals 7.2
  • Economy 5
  • Depth 5.5
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
1.19%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
41days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.24%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
1.8months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+98.5%
Total change in the typical house price.
House rent, 10 years
+78.1%
Total change in the median house rent.
Growth pattern deviation, 5 year
-5.0%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+3.8% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
67/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
100/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
39
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
6/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
6/ 10
HtAG volatility index for the house market.
Years of income to own
38.7years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
121,470
ABS Census 2021 count.
Median age
40years
ABS Census 2021.
Household income, weekly
$1,448
ABS Census 2021 median.
Rent, weekly (Census)
$295
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 34.7% (16,172) Owned with a mortgage 35.8% (16,683) Rented 26.9% (12,514) Other tenure or not stated 1.3% (589)
Source: HtAG API snapshot 31 October 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
31 of 41 suburbs
at or under $900,000
HtAG API snapshot 31 October 2026
3.86% median
in-band house yield
HtAG API snapshot 31 October 2026
1yr median 7.81%
5yr average 5.44%
HtAG API snapshot 31 October 2026
1.63% median
41 suburbs with data
HtAG API snapshot 31 October 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 31 October 2026
41 suburbs
3,331 house sales, 12 months
HtAG API snapshot 31 October 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
West Bendigo$648,3814.69%3.45%$58520.33%
Kennington$678,2083.91%0.81%$5104.72%
Epsom$725,8434.13%2.43%$57712.89%
Strathdale$793,0343.54%1.49%$5404.84%
Maiden Gully$870,1113.42%1.81%$5725.11%
31 of 41 ladder suburbs sit at or under $900,000, in-band yield 3.86%, 1yr growth median 7.81% against a 5yr average of 5.44%, vacancy median 1.63%.
#3

Greater Geelong

VIC
6.5
six question
score / 10
$740,000 to $1,015,000
price band screened
3.38%
yield in band
1.71%
vacancy
7,493
sales 12m
5.52%
house growth
1yr median
Demand and supply
2.2%
Population growth
yr to Jun 2025
2,594
Dwelling approvals
yr to Jun 2025
22,000 lots
Armstrong Creek plan
planned
1.02
New households per dwelling approval
implied, yr to Jun 2025
Investment and jobs
$171.6M
Council capital works
budget 2026-27
$500M+
Barwon Women's and Children's project
under construction
147,230
Local jobs
Jun 2025
Sources and detail
  • House growth 1yr median 5.52%, 5yr average 2.1% a year HtAG API snapshot 31 October 2026
  • Population growth 295,052 residents, year to Jun 2025 ABS via council
  • Dwelling approvals year to Jun 2025; 8.8 per 1,000 residents (computed); year to Jun 2021: 4,862 ABS · population
  • Armstrong Creek plan 55,000 to 65,000 residents (council plan) City of Greater Geelong
  • New households per dwelling approval about 2,657 new households (6,376 new residents at 2.4 people per household, Census 2021) against 2,594 dwelling approvals; computed ABS population · ABS household size · ABS approvals
  • Council capital works 2026-27 budget City of Greater Geelong
  • Barwon Women's and Children's project under construction, listed 'Coming in 2029' Barwon Health
  • Local jobs average 4.3% a year over five years to Jun 2025 City of Greater Geelong
Why Greater Geelong is moving
Population up 2.2 per cent in the year to June 2025, local jobs up an average 4.3 per cent a year over five years, median weekly household income up 28 per cent nominal (2016 to 2021), and planning capacity for about 8,000 new jobs at Greater Avalon (amendment gazetted 30 September 2026).
Demand against supply, year to June 2025
  • Implied new households2,657
  • Dwelling approvals2,594
  • Households per approval1.02

6,376 new residents at 2.4 people per household. Implied new households and dwelling approvals were roughly level.

Read moreShow less30 sourced points across 6 topics
Demand against supply, in numbers
6,376new residents
÷
2.4people per household
=
2,657new households (implied)
vs
2,594dwelling approvals
=
1.02per dwelling approval

Reading it: a ratio of 1.05 or more means implied new households ran ahead of dwelling approvals; 0.95 or less means approvals ran ahead; anything between is described as roughly level. New households are implied (new residents divided by the 2021 Census household size), approvals are permits rather than completed homes, and one year is a single reading. The "why it matters" lines describe how markets tend to work in general; they are not a forecast for this market.

People and growth

Why it matters: More residents mean more households needing homes. Where dwelling approvals do not keep pace with new households, competition for homes and rentals tends to rise.

More evidence (3)

Jobs and industry

Why it matters: More local jobs can draw workers who want to live nearby, though many residents work elsewhere. A job base spread across several industries depends less on any single employer.

More evidence (4)

Infrastructure and investment

Why it matters: Hospitals, rail, roads, schools and employment precincts can widen the pool of people who live in and travel to an area, which tends to add to housing demand. Delivered, funded and proposed projects carry different certainty.

More evidence (2)

Socio-economic profile

Why it matters: When household incomes rise, buyers can bid higher for the same homes, which tends to lift prices where supply is limited. Median figures show the middle of the market, not the spread.

More evidence (2)

Renewal and neighbourhood change

Why it matters: Where an area shifts towards higher-skilled work and renewed town centres, who buys and what they pay can change, a pattern sometimes called gentrification. These items show the evidence on file, not a verdict.

  • The $449 million Nyaal Banyul Geelong Convention and Event Centre officially opened in June 2026, funded $416 million by Victoria, $30 million by the Commonwealth and $3 million by the City of Greater Geelong. Premier of Victoria, Nyaal Banyul Convention and Event Centre media release · June 2026 (official opening)
  • Victoria's Central Geelong page reports more than $1.4 billion of public facilities, $411 million of completed construction, $799.5 million under construction and $799.3 million of approved works (28 May 2026). Victorian Government, Central Geelong · Geelong Authority 10 Year Report, released 28 May 2026

Caveats and source conflicts

Why it matters: Funding gaps, conflicting sources and dated pages are the places where the evidence is thinner than the headline.

More evidence (2)
  • id (informed decisions) forecasts population for the Geelong area (ABS Statistical Area Level 4, covering Greater Geelong plus parts of Golden Plains and Surf Coast) growing from about 327,419 in 2021 to 513,706 in 2046 (version 5.1.0, August 2024). This is a wider area than the 441,984 forecast in council's community profile for Greater Geelong. id (informed decisions), Geelong and West Coast forecast review · Version 5.1.0 published August 2024, to 2046
  • Of 168 major Geelong projects valued over $10 million in council's pipeline, 22% are proposed, 33% approved, 28% commenced and 17% recently completed. City of Greater Geelong, Work and investment · Council page, data dated 16 July 2026
Every item links to its source page; periods as labelled. The overview line and the demand against supply figures restate or compute from these items. Sources: Australian Bureau of Statistics (ABS), .id (informed decisions), and council, state and federal government pages, with public health and university sites where named. Compiled 5 October 2026.
At a glance
  • Under $900,00028 of 44 ladder suburbs
  • House growth, 5yr average2.1% a year
  • Suburbs in the price band5, house medians $740,452 to $894,002
  • Weekly rent, those suburbs$493 to $534
  • Strongest and weakest scorePrice vs reference budget 9, Yield 4.4

HtAG API snapshot 31 October 2026

Open the Greater Geelong LGA report
  • Price vs reference budget 9
  • Yield 4.4
  • Timing 6.8
  • Rentals 6.9
  • Economy 5
  • Depth 6.9
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
2.08%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
39days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.28%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
2.3months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+71.2%
Total change in the typical house price.
House rent, 10 years
+56.0%
Total change in the median house rent.
Growth pattern deviation, 5 year
-25.9%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+2.9% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
95/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
100/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
66
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
8/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
5/ 10
HtAG volatility index for the house market.
Years of income to own
37.4years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
271,057
ABS Census 2021 count.
Median age
39years
ABS Census 2021.
Household income, weekly
$1,592
ABS Census 2021 median.
Rent, weekly (Census)
$346
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 34.2% (35,370) Owned with a mortgage 34.6% (35,858) Rented 28% (28,994) Other tenure or not stated 1.8% (1,828)
Source: HtAG API snapshot 31 October 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
28 of 44 suburbs
at or under $900,000
HtAG API snapshot 31 October 2026
3.38% median
in-band house yield
HtAG API snapshot 31 October 2026
1yr median 5.52%
5yr average 2.1%
HtAG API snapshot 31 October 2026
1.71% median
44 suburbs with data
HtAG API snapshot 31 October 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 31 October 2026
44 suburbs
7,493 house sales, 12 months
HtAG API snapshot 31 October 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
Grovedale$740,4523.75%1.94%$5344.29%
Belmont$782,0903.54%1.56%$5333.69%
Lara$807,3363.43%4.09%$5324.72%
North Geelong$825,7573.1%0.74%$4934.22%
Drysdale$894,0022.97%1.74%$5110.99%
28 of 44 ladder suburbs sit at or under $900,000, in-band yield 3.38%, 1yr growth median 5.52% against a 5yr average of 2.1%, vacancy median 1.71%.
#4

Wellington

VIC
6.2
six question
score / 10
$505,000 to $725,000
price band screened
4.03%
yield in band
1.58%
vacancy
1,438
sales 12m
2.83%
house growth
1yr median
Sources and detail
  • House growth 1yr median 2.83%, 5yr average 4.8% a year HtAG API snapshot 31 October 2026
At a glance
  • Under $900,00024 of 28 ladder suburbs
  • House growth, 5yr average4.8% a year
  • Suburbs in the price band5, house medians $509,752 to $720,523
  • Weekly rent, those suburbs$378 to $465
  • Strongest and weakest scoreYield 8, Depth 3.5

HtAG API snapshot 31 October 2026

Open the Wellington LGA report
  • Price vs reference budget 7.7
  • Yield 8
  • Timing 5.3
  • Rentals 7.4
  • Economy 5
  • Depth 3.5
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
1.13%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
58days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.30%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
3.5months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+79.6%
Total change in the typical house price.
House rent, 10 years
+70.1%
Total change in the median house rent.
Growth pattern deviation, 5 year
+0.5%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+3.0% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
94/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
100/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
40
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
5/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
7/ 10
HtAG volatility index for the house market.
Years of income to own
42.0years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
45,639
ABS Census 2021 count.
Median age
44years
ABS Census 2021.
Household income, weekly
$1,272
ABS Census 2021 median.
Rent, weekly (Census)
$260
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 42.3% (7,410) Owned with a mortgage 32.9% (5,774) Rented 20.6% (3,620) Other tenure or not stated 2.3% (404)
Source: HtAG API snapshot 31 October 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
24 of 28 suburbs
at or under $900,000
HtAG API snapshot 31 October 2026
4.03% median
in-band house yield
HtAG API snapshot 31 October 2026
1yr median 2.83%
5yr average 4.8%
HtAG API snapshot 31 October 2026
1.58% median
28 suburbs with data
HtAG API snapshot 31 October 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 31 October 2026
28 suburbs
1,438 house sales, 12 months
HtAG API snapshot 31 October 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
Coongulla$509,7523.86%2.7%$378-5.26%
Briagolong$557,2323.67%1.56%$393-1.26%
Maffra$571,8414.23%0.78%$4655.68%
Cowwarr$622,6493.67%6.25%$4403.04%
Toongabbie$720,5233.32%5.88%$46016.12%
24 of 28 ladder suburbs sit at or under $900,000, in-band yield 4.03%, 1yr growth median 2.83% against a 5yr average of 4.8%, vacancy median 1.58%.
#5

Ipswich

QLD
5.9
six question
score / 10
$855,000 to $1,115,000
price band screened
3.12%
yield in band
1.14%
vacancy
5,650
sales 12m
13.53%
house growth
1yr median
Demand and supply
3.5%
Population growth
yr to Jun 2025
3,211
Dwelling approvals
yr to Jun 2025
48,750
Ripley Valley development area
dwellings possible (EDQ)
1.02
New households per dwelling approval
implied, yr to Jun 2025
Investment and jobs
$210M+
Council roads, facilities, open spaces
budget 2026-27
$277M
Mount Crosby Road Interchange
funded 2024
95,532
Local jobs
2024
Sources and detail
Why Ipswich is moving
Population (ABS estimate) up 3.5% in the year to June 2025, 95,532 local jobs in 2024 (as reported by council), Mater Hospital Springfield officially opened 20 May 2026 with 186 beds, and a Ripley Valley priority development area that could potentially house 131,000 people.
Demand against supply, year to June 2025
  • Implied new households3,264
  • Dwelling approvals3,211
  • Households per approval1.02

9,138 new residents at 2.8 people per household. Implied new households and dwelling approvals were roughly level.

Read moreShow less37 sourced points across 6 topics
Demand against supply, in numbers
9,138new residents
÷
2.8people per household
=
3,264new households (implied)
vs
3,211dwelling approvals
=
1.02per dwelling approval

Reading it: a ratio of 1.05 or more means implied new households ran ahead of dwelling approvals; 0.95 or less means approvals ran ahead; anything between is described as roughly level. New households are implied (new residents divided by the 2021 Census household size), approvals are permits rather than completed homes, and one year is a single reading. The "why it matters" lines describe how markets tend to work in general; they are not a forecast for this market.

People and growth

Why it matters: More residents mean more households needing homes. Where dwelling approvals do not keep pace with new households, competition for homes and rentals tends to rise.

More evidence (4)

Jobs and industry

Why it matters: More local jobs can draw workers who want to live nearby, though many residents work elsewhere. A job base spread across several industries depends less on any single employer.

More evidence (3)

Infrastructure and investment

Why it matters: Hospitals, rail, roads, schools and employment precincts can widen the pool of people who live in and travel to an area, which tends to add to housing demand. Delivered, funded and proposed projects carry different certainty.

More evidence (5)

Socio-economic profile

Why it matters: When household incomes rise, buyers can bid higher for the same homes, which tends to lift prices where supply is limited. Median figures show the middle of the market, not the spread.

More evidence (4)

Renewal and neighbourhood change

Why it matters: Where an area shifts towards higher-skilled work and renewed town centres, who buys and what they pay can change, a pattern sometimes called gentrification. These items show the evidence on file, not a verdict.

Caveats and source conflicts

Why it matters: Funding gaps, conflicting sources and dated pages are the places where the evidence is thinner than the headline.

  • After the Australian Government's May 2026 announcement pausing Inland Rail in NSW, council says it is working with both governments and landholders on a path forward for the Ebenezer industrial land. Ipswich City Council, Ebenezer Regional Industrial Area · May 2026
  • Council's 14 May 2026 response to the 12 May 2026 Federal Budget says Ipswich got zero new funding for transport, community and sporting infrastructure; its asks included the Springfield corridor and Amberley Interchange. Ipswich City Council, Federal Budget response, 14 May 2026 · Federal Budget 12 May 2026; council response 14 May 2026
  • Mount Crosby Road Interchange has $277 million in joint 50:50 Queensland and Australian funding (2024). Council says added EPBC Act ecological surveys pushed design finalisation back about 18 months, to a revised target of mid-2026. Ipswich City Council, Critical and Enabling Infrastructure advocacy · 2024 funding
More evidence (4)
  • Council's advocacy page cites a $92 million catalytic funding shortfall for the Ripley Valley priority development area and gives Ripley Road funding as $57.9 million (Queensland, Aug 2025) and $24 million (Economic Development Queensland, Nov 2024), against more than $108 million over three years in its 2026-27 budget. Ipswich City Council, Critical and Enabling Infrastructure advocacy · Announcements August 2025 and November 2024; FY2026-27 budget
  • Population at 30 June 2025 differs by source: ABS estimated resident population is 268,272, while council's planning report card gives 265,854, a gap of 2,418 people. Ipswich City Council Planning and Regulatory Services report card · 30 June 2025
  • Industry shares differ by source: council's Statistics and Facts page lists health care 18.3%, education 11.5% and manufacturing 10.6%; ABS 2021 Census resident employment gives 15.4%, 8.2% and 9.2%. Ipswich City Council, Statistics and Facts · Council Statistics and Facts page; ABS 2021 Census
  • Council releases give different gross regional product for 2023: $13.73 billion (21 May 2024 release) and about $14.47 billion (2 June 2025 release, which also prints $14.48 billion); both cite National Institute of Economic and Industry Research State of the Regions figures. Ipswich City Council media release (June 2025) · Year 2023 (releases of 21 May 2024 and 2 June 2025)
Every item links to its source page; periods as labelled. The overview line and the demand against supply figures restate or compute from these items. Sources: Australian Bureau of Statistics (ABS), .id (informed decisions), and council, state and federal government pages, with public health and university sites where named. Compiled 5 October 2026.
At a glance
  • Under $900,00019 of 59 ladder suburbs
  • House growth, 5yr average16.37% a year
  • Suburbs in the price band5, house medians $858,987 to $1,112,595
  • Weekly rent, those suburbs$560 to $738
  • Strongest and weakest scoreRentals 9.1, Yield 3

HtAG API snapshot 31 October 2026

Open the Ipswich LGA report
  • Price vs reference budget 6.1
  • Yield 3
  • Timing 5
  • Rentals 9.1
  • Economy 5
  • Depth 7.3
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
1.27%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
53days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.37%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
3.5months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+197.2%
Total change in the typical house price.
House rent, 10 years
+85.5%
Total change in the median house rent.
Growth pattern deviation, 5 year
+102.6%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+2.8% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
94/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
89/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
41
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
4/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
6/ 10
HtAG volatility index for the house market.
Years of income to own
54.0years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
229,208
ABS Census 2021 count.
Median age
33years
ABS Census 2021.
Household income, weekly
$1,668
ABS Census 2021 median.
Rent, weekly (Census)
$330
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 20.2% (15,800) Owned with a mortgage 38.1% (29,717) Rented 39.4% (30,763) Other tenure or not stated 0.8% (644)
Source: HtAG API snapshot 31 October 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
19 of 59 suburbs
at or under $900,000
HtAG API snapshot 31 October 2026
3.12% median
in-band house yield
HtAG API snapshot 31 October 2026
1yr median 13.53%
5yr average 16.37%
HtAG API snapshot 31 October 2026
1.14% median
59 suburbs with data
HtAG API snapshot 31 October 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 31 October 2026
60 suburbs
5,650 house sales, 12 months
HtAG API snapshot 31 October 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
Blackstone$858,9873.63%0.69%$6006.57%
Wulkuraka$922,3173.2%2.12%$5674.81%
Yamanto$988,3753.28%1.3%$6234.35%
Newtown$1,016,4122.86%2.26%$5602.19%
Barellan Point$1,112,5953.45%3.64%$7386.49%
19 of 59 ladder suburbs sit at or under $900,000, in-band yield 3.12%, 1yr growth median 13.53% against a 5yr average of 16.37%, vacancy median 1.14%.
#6

Campaspe Shire

VIC
5.6
six question
score / 10
$495,000 to $900,000
price band screened
4.06%
yield in band
0.89%
vacancy
711
sales 12m
1.05%
house growth
1yr median
Sources and detail
  • House growth 1yr median 1.05%, 5yr average 5.55% a year HtAG API snapshot 31 October 2026
At a glance
  • Under $900,00012 of 17 ladder suburbs
  • House growth, 5yr average5.55% a year
  • Suburbs in the price band5, house medians $523,597 to $844,849
  • Weekly rent, those suburbs$409 to $556
  • Strongest and weakest scoreRentals 10, Depth 1.8

HtAG API snapshot 31 October 2026

Open the Campaspe Shire LGA report
  • Price vs reference budget 3.9
  • Yield 8.2
  • Timing 4.6
  • Rentals 10
  • Economy 5
  • Depth 1.8
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
0.66%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
61days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.29%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
2.8months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+86.3%
Total change in the typical house price.
House rent, 10 years
+94.2%
Total change in the median house rent.
Growth pattern deviation, 5 year
-0.9%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+2.1% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
82/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
100/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
32
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
4/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
7/ 10
HtAG volatility index for the house market.
Years of income to own
36.3years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
38,735
ABS Census 2021 count.
Median age
47years
ABS Census 2021.
Household income, weekly
$1,264
ABS Census 2021 median.
Rent, weekly (Census)
$250
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 41.7% (6,281) Owned with a mortgage 31.6% (4,764) Rented 22% (3,316) Other tenure or not stated 2.4% (360)
Source: HtAG API snapshot 31 October 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
12 of 17 suburbs
at or under $900,000
HtAG API snapshot 31 October 2026
4.06% median
in-band house yield
HtAG API snapshot 31 October 2026
1yr median 1.05%
5yr average 5.55%
HtAG API snapshot 31 October 2026
0.89% median
17 suburbs with data
HtAG API snapshot 31 October 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 31 October 2026
17 suburbs
711 house sales, 12 months
HtAG API snapshot 31 October 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
Tongala$523,5974.06%0.46%$4090.49%
Echuca$628,8954.6%0.89%$5563.15%
Waranga Shores$654,8153.65%4.35%$460-0.22%
Colbinabbin$731,700n/a0%n/an/a
Bamawm$844,849n/a2.78%n/an/a
12 of 17 ladder suburbs sit at or under $900,000, in-band yield 4.06%, 1yr growth median 1.05% against a 5yr average of 5.55%, vacancy median 0.89%.
#7

Brimbank

VIC
5.4
six question
score / 10
$775,000 to $980,000
price band screened
3.33%
yield in band
1.4%
vacancy
2,974
sales 12m
5.23%
house growth
1yr median
Sources and detail
  • House growth 1yr median 5.23%, 5yr average 2.2% a year HtAG API snapshot 31 October 2026
At a glance
  • Under $900,00013 of 22 ladder suburbs
  • House growth, 5yr average2.2% a year
  • Suburbs in the price band5, house medians $783,174 to $959,739
  • Weekly rent, those suburbs$515 to $631
  • Strongest and weakest scoreRentals 8.1, Yield 4.2

HtAG API snapshot 31 October 2026

Open the Brimbank LGA report
  • Price vs reference budget 4.2
  • Yield 4.2
  • Timing 6.7
  • Rentals 8.1
  • Economy 5
  • Depth 4.3
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
1.49%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
31days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.24%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
2.0months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+48.2%
Total change in the typical house price.
House rent, 10 years
+57.8%
Total change in the median house rent.
Growth pattern deviation, 5 year
-20.6%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+2.2% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
90/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
100/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
49
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
4/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
3/ 10
HtAG volatility index for the house market.
Years of income to own
50.3years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
194,618
ABS Census 2021 count.
Median age
37years
ABS Census 2021.
Household income, weekly
$1,506
ABS Census 2021 median.
Rent, weekly (Census)
$346
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 36.2% (23,130) Owned with a mortgage 33.2% (21,252) Rented 26.7% (17,067) Other tenure or not stated 1.7% (1,076)
Source: HtAG API snapshot 31 October 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
13 of 22 suburbs
at or under $900,000
HtAG API snapshot 31 October 2026
3.33% median
in-band house yield
HtAG API snapshot 31 October 2026
1yr median 5.23%
5yr average 2.2%
HtAG API snapshot 31 October 2026
1.4% median
22 suburbs with data
HtAG API snapshot 31 October 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 31 October 2026
22 suburbs
2,974 house sales, 12 months
HtAG API snapshot 31 October 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
Sydenham$783,1743.42%1.67%$5152.18%
Derrimut$842,7403.63%0.89%$5882.62%
Kealba$850,7293.25%1.62%$5310.95%
Sunshine$909,8223.19%1.45%$5586.27%
Brooklyn$959,7393.42%1%$6316.24%
13 of 22 ladder suburbs sit at or under $900,000, in-band yield 3.33%, 1yr growth median 5.23% against a 5yr average of 2.2%, vacancy median 1.4%.
#8

Colac Otway Shire

VIC
5.2
six question
score / 10
$590,000 to $875,000
price band screened
3.8%
yield in band
1.38%
vacancy
629
sales 12m
1.12%
house growth
1yr median
Sources and detail
  • House growth 1yr median 1.12%, 5yr average -0.4% a year HtAG API snapshot 31 October 2026
At a glance
  • Under $900,00011 of 14 ladder suburbs
  • House growth, 5yr average-0.4% a year
  • Suburbs in the price band5, house medians $649,843 to $803,067
  • Weekly rent, those suburbs$492 to $620
  • Strongest and weakest scoreRentals 8.1, Depth 1.5

HtAG API snapshot 31 October 2026

Open the Colac Otway Shire LGA report
  • Price vs reference budget 3.5
  • Yield 6.8
  • Timing 6.3
  • Rentals 8.1
  • Economy 5
  • Depth 1.5
The six questions, scored 0 to 10 against every tracked market.
Where this market sits
The market plumbing behind the headline numbers, read from the same council record. Each figure is shown against HtAG's published cut points where it has them; a figure the source does not carry is not drawn.
Supply and demand now
Vacancy
0.57%
Under 1%1 to 3.5%Over 3.5%
Share of rental stock empty. HtAG cut points: under 1% is its tight band.
Days on market
28days
Under 3535 to 90Over 90
Typical days a house takes to sell. HtAG cut points: under 35 is its fast band.
Stock on market
0.32%
Under 0.4%0.4 to 1.3%Over 1.3%
New listings as a share of dwellings. HtAG cut points: under 0.4% is its thin band.
Inventory
3.1months
Under 22 to 4Over 4
Months of sales the current stock represents. The balanced-market reference is 3.0 months.
The growth cycle
House price, 10 years
+62.4%
Total change in the typical house price.
House rent, 10 years
+74.1%
Total change in the median house rent.
Growth pattern deviation, 5 year
-36.5%
Against its own long-run trend, 5 year average.
Rent growth, modelled
+3.6% a year
HtAG two year modelled rent change, annualised.
Risk and fundamentals
Flood safety
92/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Bushfire safety
100/ 100
HtAG index, higher is safer. Property level overlays are checked at due diligence.
Economic diversity (EDI)
54
HtAG index of how spread the local economy is across industries.
Socio-economic decile (IRSAD)
4/ 10
ABS relative advantage and disadvantage, 10 is most advantaged.
Price volatility
7/ 10
HtAG volatility index for the house market.
Years of income to own
34.5years
A long-run trend line of median income against price, not a literal time to buy.
People
Residents
22,423
ABS Census 2021 count.
Median age
45years
ABS Census 2021.
Household income, weekly
$1,277
ABS Census 2021 median.
Rent, weekly (Census)
$265
ABS Census 2021 median; the market rent in the table above is HtAG's current reading.
Tenure, 2021 Census
Owned outright 43.2% (3,819) Owned with a mortgage 31.3% (2,773) Rented 21.3% (1,889) Other tenure or not stated 2% (181)
Source: HtAG API snapshot 31 October 2026; ABS Census 2021.
How to read this market
See the evidence behind each score
In-budget depthYield at bandHas the run happenedVacancyLGA economyMarket depth
11 of 14 suburbs
at or under $900,000
HtAG API snapshot 31 October 2026
3.8% median
in-band house yield
HtAG API snapshot 31 October 2026
1yr median 1.12%
5yr average -0.4%
HtAG API snapshot 31 October 2026
1.38% median
14 suburbs with data
HtAG API snapshot 31 October 2026
GRP not captured
unemployment not captured
profitable sales: not captured for this LGA
HtAG API snapshot 31 October 2026
14 suburbs
629 house sales, 12 months
HtAG API snapshot 31 October 2026
In-band suburbs (inside the price band). Suburbs with a full report link through.
In-band suburbMedianYieldVacancyRent pwRent 12m
Barongarook$649,8434.96%11.11%$6200.16%
Elliminyt$667,3063.98%1.72%$5115.57%
Winchelsea$673,2093.8%0.58%$4924.23%
Colac East$796,179n/a1.04%n/an/a
Apollo Bay$803,0673.46%0.64%$534-2.38%
11 of 14 ladder suburbs sit at or under $900,000, in-band yield 3.8%, 1yr growth median 1.12% against a 5yr average of -0.4%, vacancy median 1.38%.

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Data sourced from HtAG Analytics

James Thompson
Licensed Buyers Agent
Rethink Residential
Reviewing strategist for the StratMap screen editions. This draft has not yet been reviewed.

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